Delhi becomes 35th State/UT to implement Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Historic day for Delhi as the National Health Authority, MoHFW enters into an MoU with the Government of NCT, DelhiAB PM-JAY is not an insurance scheme, it is an ‘assurance’ scheme as it is built on trust Shri JP Nadda “AB PM-JAY is the first scheme to bring 50 Crore people under its ambit on the basis of economic caste census”“36 lakh frontline health workers, including ASHAs and Angadwadi workers were brought under this scheme and the Pradhan Mantri Jeevan Bima Yojna to cover both health and life insurance”“With around 30 lakh people belonging to 6.54 lakh families and an estimated 6 lakh senior citizens, about 36 lakh people in Delhi will be benefitted by the Ayushman Bharat PM-JAY scheme”“Out-of-pocket expenditure has declined from 62% in 2014 to 38% today owing to AB PM-JAY”Delhi government would be giving an additional top-up of 5 lakh over and above the 5-lakh cover provided by Central Government. Around 6.54 lakh families in Delhi will be benefitted under the scheme Smt. Rekha Gupta“Card distribution for the scheme will be initiated from 10th April 2025 onwards”

Published on 05-Apr-2025 07:31 PM

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The Breakthrough in Healthcare: Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (ABPM-JAY) in Delhi

In recent years, the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (ABPM-JAY), a groundbreaking healthcare initiative launched on September 23, 2018, has transformed healthcare access significantly. Now, Delhi has achieved its status as the 35th state to implement this scheme, bringing unimaginable benefits to millions of people.

Historical Context

The ABPM-JAY initiative began as a response to chronic diseases and rising health expenditure, particularly during the COVID-19 pandemic. With limited resources, healthcare was often provided through poor insurance systems, leaving many in need without adequate care. This led to concerns about health inequality and financial burden on vulnerable populations.

Implementation Breakthrough

In Delhi, the scheme addressed these issues by offering comprehensive coverage for all residents, targeting socio-economically diverse communities. With over 50 crore people registered as beneficiaries and 27 medical specialties available, it ensured quality healthcare for nearly every family in the country. The focus on frontline workers reflects a commitment to equitable care.

Benefits

Health Insurance: Patients receive free insurance of Rs. 5 lakh per year, plus additional coverage through card distribution from April 10, 2025.
Comprehensive Care: Access includes medical assistance and early access to treatment for emergencies, reducing financial strain on those struggling during crises.
Social Security: The assurance is tied to economic caste census targeting different socio-economic backgrounds, ensuring inclusivity and fairness.

Impact

The reduction in out-of-pocket expenditure since 2014 highlights the scheme’s efficiency. With improved access to healthcare, families can afford essential services without relying on insurance, fostering a healthier society. Delhi’s success as the 35th state is a testament to its role in making healthcare equitable.

Conclusion

ABPM-JAY revolutionized healthcare delivery by prioritizing quality and inclusivity, particularly in challenging times. By becoming the 35th state to implement this scheme, Delhi has laid a foundation for lasting improvement in health care across the nation. This initiative serves as an inspiration for others seeking better access to services, emphasizing the power of community and targeted support.

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